Are you thinking of Buying Your First Home?

Are you thinking of Buying Your First Home?

By Cindy Livengood

Buying your first home can be exciting and nerve ­wracking at the same time. It’s difficult to know exactly what to expect.

Most first time buyers have the same fears about buying a home. Some common thoughts are:  “I can’t afford to buy a home right now”.  Actually, you can’t afford NOT to buy a home right now.  “I should wait until the real estate market gets better”.  There is never a wrong time to buy the right home! “I don’t have the money for the down payment”. There are a variety of down payment options available to you. “I can’t afford to buy my dream home”. The best way to get closer to buying your dream home is to buy your first home.

There are 8 steps to home ownership:

1) Decide to buy.

2) Hire your real estate agent.

3) Secure financing.

4) Find your home.

5) Make an offer.

6) Perform due diligence.

7) Close.

8) Protect your investment.

Your home provides a haven of stability and security for you and your loved ones. It is the largest financial asset most people have due to equity and appreciation over time.  “Home is where the heart is”!

To learn more about the home buying process and the available financial programs in our area to help first time buyers, please come to the First Time Buyer Seminar.  It is held on the first Saturday of every month from 10 AM – 12 AM at the Keller Williams office at 1520 Killearn Center Blvd.  Lunch is included and you will receive the bestselling Keller Williams Realty Guide “Your First Home”.  There is no charge.  To register, please contact Cindy Livengood, Realtor, The Rivers Team, Keller Williams. Phone: 850-212-8359 or email: [email protected]

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